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Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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A standard policy insures the home itself and the things you keep in it.

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Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Auto Insurance Information

What is Vehicle (auto and motorcycle) insurance?

Auto/Motorcycle insurance protects you against financial loss if you have an accident and provides property, liability and medical coverage.

  • Property coverage pays for damage to or theft of your car
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expense

Why do you need auto/motorcycle insurance?

It's really all about protecting yourself financially.

  • Not only is having insurance a prudent financial decision many states require you to have at least some coverage
  • If you're in an accident it costs money to repair your vehicle
  • If you or any passengers are injured in an accident medical costs can be extremely expensive
  • If you or your car is responsible for damage or injury to others you may be sued

Questions to ask your agent

Your Independent Agent is an advocate for finding auto/motorcycle insurance that meets your specific needs. Here are a few things to consider

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available? (Ask about good driver, multiple policy and student discounts)
  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim)

Your independent Agent is also an advocate for finding other types of insurance for other types of vehicles such as a recreational vehicles. We will be glad to assist you in finding coverage for all of your recreational "toys". Since we do not represent just one carrier, we can search among a number of carriers to get you the best premium we can find.


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